Rental Assistance

Eviction is scary, isolating, and overwhelming—but when tenants have access to legal help, everything changes. At the Eviction Defense Collaborative (EDC), we see it every day: people walking into our clinics facing impossible odds, and walking out with support, stability, and sometimes… a second chance at home. This blog shares real stories from real tenants who found themselves in crisis—and how San Francisco legal assistance through EDC helped them fight back, stand tall, and stay housed.

 

Why Legal Help Matters

Behind every eviction notice is a person—a senior, a family, a neighbor, a worker, someone with a story and a future worth protecting. That’s where we step in.

Last year alone, our legal team:

• Defended more than 2,100 households
• Helped over 3,000 tenants through our legal clinics
• Achieved a 93% success rate in keeping clients in their homes.

That impact is real, just like the people behind the numbers.

 

How to Get Help from EDC’s San Francisco Legal Assistance Team

If you’re facing eviction or just received court papers, don’t wait. Help is available—and it’s free.

We provide legal support, rental assistance, and guidance to San Francisco tenants who need it most.

Here’s how to reach us:

Visit in person:

• 976 Mission St., San Francisco, CA 94103
• Drop-in Hours: Mon, Tue, Wed, Fri – 10:00–11:30 AM & 1:00–2:30 PM

For legal help:

• (415) 659-9184
• legal@evictiondefense.org

For rental assistance (RADCo):

• edcradco@evictiondefense.org

Even if you’re unsure about the type of help you need, we’ll discuss your options.

 

Who Can Get Help?

Do you qualify for legal assistance? We provide free legal help to people who are:

• Facing eviction or court papers (Unlawful Detainer)
• Behind on rent or struggling with a landlord dispute
• Living in rent-controlled, subsidized, or informal housing
• Experiencing harassment, discrimination, or unsafe conditions

Even if you’re undocumented, not on the lease, or unsure of your rights, you can still get help. EDC never asks for immigration status, and your information is always confidential.

If you’re unsure, just come in—we’ll help you figure it out.

 

Real Tenants. Real Impact.

Behind every legal victory is a person whose life was changed. We don’t just see cases—we see people facing one of the most challenging moments of their lives. These stories show what happens when tenants have someone in their corner: a legal advocate who listens, acts, and fights to keep them housed.

These stories remind us that San Francisco legal assistance works and that no one should face eviction alone.

Note: All names in the stories below have been changed to protect our team’s and clients’ privacy.

 

“You kept your client housed by the skin of their teeth.”

When Maria, an EDC Housing Attorney, represented a tenant facing eviction in court, even the judge recognized the razor-thin margin of victory. With support from Aliya and Anna, the team filed objections and advocated powerfully in court. The tenant stayed housed.

 

Cathy Fights for Accessibility and Dignity

Cathy’s client, a person with a disability, was pressured into attending an in-person deposition in another county—an unreasonable and distressing demand. Cathy filed a protective order, and the court ruled in favor of a remote deposition, making justice more accessible and protecting the client’s health.

 

Jacob Reverses a Default and Wins Big

A tenant came to EDC after a default judgment had already been entered against them. Jacob vacated the default, navigated complex legal twists, and, after nearly a year, secured a settlement with favorable terms that kept the tenant safe and stable.

 

Ted’s Legacy: Nearly 1,000 Clients Served

Since 2019, Ted has been a cornerstone of EDC’s Tenant Right to Counsel (TRC) program. His advocacy helped 946 clients avoid default judgments and access crucial representation. As Ted transitions to a new chapter, we celebrate his lasting impact.

 

Tamara Stops an Illegal Eviction at the 11th Hour

When a stay was granted but the eviction was still scheduled, Tamara went straight to the courthouse, got proof from the clerk, and hand-delivered it to the sheriff. The eviction was stopped, and the tenant stayed in their home.

 

Legal Help Is More Than a Court Date—It’s a Lifeline

Our team handles everything from motion writing and crisis counseling to rent repayment support and trial preparation. But what makes their work extraordinary is its delivery: with urgency, care, and a commitment to justice.

• Sonya pushed a complex case to trial and refused to settle for less than her client deserved.
• Lisa stepped up when her mentally ill client was too scared to appear at trial, persuading the judge to remove the case from the calendar.
• John and Jacob negotiated a full rent waiver at trial after settlement talks broke down.
• Madison prioritized trauma-informed support, requesting a private room for a nervous client and securing a settlement that the client felt empowered to accept.

Whether filing a motion on 40 minutes’ notice, reviewing a 200-page evidence packet, or staffing a community clinic late into the night, our legal advocates show up because tenants deserve that kind of care.

 

Community Clinics: Meeting Tenants Where They Are

EDC also brings legal help directly into the community through off-site Mission and Bayview-Hunters Point clinics. Since its opening in January 2022, the Bayview clinic has provided free legal intake and eviction defense services to over 800 tenants in this high-need area.

These clinics—staffed by folks like Jennifer, Maria, and Edgar—offer tenants counseling, resources, and guidance long before a court case begins.

 

Get Help Early

When people think about legal assistance, they often picture a courtroom—but we help long before that stage, too.

We can support you with:

• Understanding notices from your landlord
• Responding to warning letters or payment demands
• Requesting repairs or fighting back against retaliation
• Negotiating move-out terms or payment plans

You don’t need to be in court to get help. Getting support early can often prevent a case from ever reaching that point.

 

Final Thoughts: Legal Help Saves Homes—and Hope

The stories in this blog are just a handful of the lives changed by San Francisco legal assistance through EDC. These tenants were not numbers. They were neighbors, parents, essential workers, and people fighting to stay housed in a city they love.

 

You Deserve that Same Support.

Don’t wait to reach out if you face eviction or housing insecurity. EDC is here. We’ll fight alongside you and continue to fight for housing justice in every courtroom, clinic, and zip code in San Francisco.

If you’ve been served with court papers or are facing eviction in San Francisco, don’t wait. Legal help is available—and it works.

 

For Legal Help:

• (415) 659-9184
• legal@evictiondefense.org

 

For Rental Assistance:

• edcradco@evictiondefense.org

 

Drop-In Hours (No appointment needed):

976 Mission St., San Francisco, CA 94103

• Monday, Tuesday, Wednesday, Friday
  • 10:00 AM – 11:30 AM
  • 1:00 PM – 2:30 PM

If your family faces eviction in San Francisco, you don’t have to go through it without support. Losing housing is overwhelming, especially with kids involved. But the good news is: there is emergency help for families getting evicted, and resources are available right now to help you stay in your home or safely transition to new housing.

This guide connects you with emergency financial aid, legal assistance, shelter programs, and family-centered services—because no parent should have to choose between stability and survival.

 

Quick Tips for Families Facing Eviction

Eviction can move fast, but with the proper steps and support, you can slow things down, protect your rights, and find the help your family needs. Here are some quick, essential tips to keep in mind:

 

Need Help Today? Start Here.

Eviction Defense Collaborative (EDC)

• Visit: 976 Mission St., San Francisco, CA 94103
• Drop-In Hours: Mon, Tue, Wed, Fri – 10:00–11:30 AM & 1:00–2:30 PM
• Legal Help: (415) 659-9184 |  legal@evictiondefense.org
• Rental Assistance: edcradco@evictiondefense.org

 

Act quickly—every day counts.

If you receive a notice from your landlord (like a 3-day notice to pay or quit), you do not need to move out immediately, and you may not need to take legal action yet.

At this stage, we can help assess your situation through an intake and explain your rights. However, if you are later served with court papers (called an Unlawful Detainer or UD), it’s critical to act fast—you typically have only 5 court days to respond.

If you’ve been served with a UD, contact us immediately for legal help.

 

Don’t move out until you understand your rights.

Even if you’re behind on rent, your landlord cannot legally evict you without going through the court process. Never leave your home based on a threat, verbal notice, or intimidation. Always get legal advice first.

 

You don’t have to do this alone.

It’s okay to ask for help. Whether it’s a friend, case manager, teacher, or shelter worker, reach out to someone who can walk you through the process. You deserve support.

 

Start with one small step.

If it feels too overwhelming to fix everything at once, just focus on one thing today:

• Make a call
• Send an email
• Ask a question
• Walk into a drop-in center

Small actions can lead to big results when you’re connected to the right support.

 

Keep all paperwork in one place.

Having everything ready will help legal advocates support you faster.

• Create a folder (physical or digital) to store:
• Eviction notices or court documents
• Your lease agreement
• Rent receipts or payment logs
• Letters, emails, or texts from your landlord

 

Let your child’s school know what’s going on.

Under the McKinney-Vento Act, your child has the right to:

• Stay enrolled in their current school
• Receive free school transportation
• Get access to meals, counseling, and supplies
• Contact SFUSD’s Students and Families Experiencing Homelessness Program

 

Take care of your mental health.

Housing loss is a traumatic experience for parents and children alike. It’s okay to feel overwhelmed. Consider:

• Calling the SF Mental Health Access Line at (415) 255-3737
• Reaching out to UCSF Child & Adolescent Services

 

Rental Assistance Programs for Families

When rent becomes unmanageable due to job loss, medical bills, or unexpected life changes, rental assistance can help prevent eviction or ease a move into safer housing. Here are the key programs available in San Francisco that provide emergency help for families getting evicted:

 

Eviction Defense Collaborative – RADCo Program

We provide emergency rental aid for tenants experiencing a temporary financial setback.

• Tip: Apply as early as possible—funding is limited, and wait times vary.
• Visit: 976 Mission St., San Francisco
• Drop-in hours: Mon, Tue, Wed, Fri – 10:00–11:30 AM & 1:00–2:30 PM
• Email: edcradco@evictiondefense.org.

 

Free Legal Help & Advocacy for Tenants

Don’t wait until you’re in court. Legal aid can often stop or delay eviction and protect your family’s rights.

 

Eviction Defense Collaborative (EDC)

Free legal emergency help for families getting evicted. We can help respond to notices, represent you in court, and connect you with emergency assistance.

• Call: (415) 659-9184
• Email: legal@evictiondefense.org

 

San Francisco Rent Board

Offers guidance on your rights as a tenant and protections under the Rent Ordinance.

• Call: (415) 252-4600

 

Emergency & Transitional Housing for Families

If you’ve already lost your housing—or know it’s coming soon—you may qualify for immediate shelter or transitional housing.

 

Compass Family Services

Offers emergency shelter, transitional housing, and family case management. They also provide on-site childcare so parents can attend appointments or work.

 

Hamilton Families

Provides rapid rehousing, financial help, and long-term support to families experiencing or at risk of homelessness.

 

Episcopal Community Services (ECS)

Supports families with interim housing and employment resources during transitions.

 

Talking to Kids About Eviction or Housing Changes

One of the hardest parts of eviction for parents is knowing how to talk to their children about it. You may be worried about scaring them or unsure what to say, but your honesty, love, and reassurance make a big difference.

Here are a few gentle ways to support your kids through this time:

• Use simple, age-appropriate language – Explain what’s happening without too many details.
• Let them know it’s not their fault – Remind them that grown-ups are working to fix the problem.
• Keep routines where possible – Familiar habits (like bedtime or school drop-off) help kids feel safe.
• Be honest, but hopeful – It’s okay to say you don’t have all the answers yet—but help is on the way.

Tip: If you feel overwhelmed, mental health services like UCSF Child & Adolescent Services can help kids process fear or anxiety during housing transitions.

 

Family-Focused Services You Might Not Know About

Facing eviction with children adds extra stress, but there are services designed specifically for families. Here are a few you may not know about:

 

Emergency Childcare & Parenting Support

• Wu Yee Children’s Services: Offers emergency childcare, early education, and family support for low-income families. Call (415) 677-0100.
• Homeless Prenatal Program (HPP): Wraparound services for pregnant women and families with young children—including housing help, diapers, parenting classes, and healthcare. Visit 2500 18th St., SF, or call (415) 546-6756

 

Where to Get Diapers, Food, and Essentials

When you’re in crisis, you’re not just worried about rent. Families often need help with baby supplies, meals, hygiene products, and clothing. These organizations can help:

• Homeless Prenatal Program (HPP): Provides diapers, baby formula, hygiene kits, and more to families with young children. Visit 2500 18th St., SF, and call: (415) 546-6756.
• San Francisco-Marin Food Bank: Offers weekly groceries, produce, and pantry staples at no cost. Call (415) 282-1900.
• St. Anthony’s Free Clothing Program: Distributes clothing, blankets, and essentials to individuals and families in need. Visit 150 Golden Gate Ave., SF, and call (415) 241-2600.

 

Help Keep Kids in School

If you’ve lost housing, your child has the right to stay in their current school, even if you move districts.  Under the McKinney-Vento Act, your child may be eligible for school stability protections and support.

• SFUSD Students and Families Experiencing Homelessness Program (SAFEH): This program supports transportation, school supplies, and continued enrollment for displaced students.

 

Getting to Appointments and School

Transportation can be a barrier when you’re in crisis. The good news? Help is available.

• SFUSD SAFEH can provide transportation to and from school for displaced students.
• Compass Family Services and Hamilton Families may offer Muni passes or rides for housing appointments, job interviews, or shelter intakes.

If you’re working with a case manager, ask about transportation support—they may have solutions.

Tip: Even if you don’t currently have stable housing, you still have a right to show up for appointments, court dates, and your child’s education.

 

Emotional & Mental Health Support for Families

You don’t have to go through this alone. Housing loss is traumatic, and support is available.

• UCSF Child & Adolescent Services: Mental health care for children and teens in crisis. Call (415) 476-7500.

 

Immediate Support Lines and Crisis Navigation

If you’re in urgent need of help, here’s who to contact right now:

• Call 311 – SF’s 24/7 line for shelter availability, housing navigation, and mobile crisis teams
• SF Mental Health Access Line: (415) 255-3737 – For emotional support and urgent mental health needs
• EDC Legal Help Line: (415) 659-9184 – For immediate legal support if you’ve received a notice or court papers

 

Language Support and Interpretation Services

Everyone deserves help, no matter what language they speak. Many of the organizations in this guide offer support in:

• Spanish
• Cantonese
• Mandarin
• Arabic
• And more

Ask for an interpreter when you call, walk in, or apply online. You have the right to access services in a language you understand.

Start with EDC, Compass, Catholic Charities, or 311 for multilingual assistance.

 

Final Thoughts: Help Is Here

Eviction is scary, but your family has options. From legal aid and rental assistance to childcare, shelter, and school support, San Francisco provides emergency help for families getting evicted, explicitly designed to keep households safe and stable.

Take one step today—call, visit, or email. There are people who care and are ready to help you protect your home, kids, and future.

Struggling to find a rental assistance program in SF? You’re not alone—and you’re not out of options. Rental assistance programs are meant to offer urgent relief, but accessing them isn’t always straightforward. From long waits and confusing paperwork to feelings of stress or fear, it’s easy to feel stuck before you even begin.

In a previous article, we discussed the steps to apply for a rental assistance program in San Francisco. This guide goes deeper into helping you understand the system, manage the emotional toll, and push through barriers that may come along the way. Whether you’ve been denied, overwhelmed, or afraid to ask for help, this is for you.

 

Rental Assistance Is More Than Just Money—It’s a Lifeline

In a city like San Francisco, where rent can eat up half your paycheck (or more), even a short-term crisis can spiral into eviction. For many tenants, a rental assistance program is the only buffer between housing and homelessness.

But still, asking for help can feel challenging. Maybe you’re thinking:

• “Other people have it worse.”
• “What if they say I don’t qualify?”
• “I’m embarrassed to admit I’m behind.”

You’re not the only one with these thoughts. Yet, housing is a fundamental human right, and these programs aim to assist anyone dealing with rental or legal challenges concerning housing.

 

Why It Takes Time to Seek Assistance (And How the System Evolved to This Point)

If you’ve ever tried to apply for a rental assistance program and found the process slow, confusing, or frustrating, you’re not imagining it.

Here’s what’s happening behind the scenes:

• Programs are underfunded and receive more applications than they can handle.
• Funding often comes from federal or state sources and then flows to the city and local nonprofits.
• Each program has its own eligibility rules, documentation requirements, and timelines.
• There is one online application, but multiple programs process requests and may have different intake systems.

The system will always prioritize compliance with program guidelines over speed. If one program denies your request, there may still be an opportunity elsewhere.

 

The Biggest Myths About Emergency Rental Assistance

Misunderstandings stop a lot of people from even trying to apply. Let’s clear some things up:

 

“You have to be unemployed to qualify.”

Truth: You can be working and still qualify. Many programs help folks who have an unexpected reduction in income or increase in expenses, such as reduced hours at work, medical emergency, car repairs, etc.

 

“If I’m undocumented, I can’t get help.”

Truth: SF rental programs do not require proof of citizenship or legal status. You have rights as a tenant, no matter your immigration status.

 

“If I apply for assistance, my landlord will find out and evict me.”

Truth: You are legally protected from landlord retaliation. Landlords usually welcome rental assistance because it helps them recover rent quickly. 

 

“You can only apply once.”

Truth: Some programs, like SF ERAP, allow you to reapply after 12 months if you’re still struggling. 

 

Don’t self-disqualify. Let the program decide if you’re eligible. Your job is to show up and apply.

 

What Caseworkers and Legal Advocates Want You to Know

If you could sit down with someone who helps tenants every day, here’s what they’d tell you:

 

“Even if you think you’re too late, we still want you to reach out.”

People get help all the time after receiving eviction notices. It’s not over until a judge says so—and even then, there may be options.

 

“We understand if you’re overwhelmed. Let us guide you.”

You don’t have to have everything figured out before asking for help. Caseworkers are trained to support people in crisis.

 

“Don’t wait for the ‘perfect moment’—just start.”

It’s okay to apply with some missing documents or questions. You can always follow up with more info.

 

“You have rights even if you’re behind on rent.”

Being behind doesn’t mean you’re powerless. San Francisco has strong tenant protections, and legal help is available.

 

The Emotional Side of Eviction: What No One Talks About

When people think of eviction, they often picture paperwork, courtrooms, and rent debt. But behind every eviction notice is fear, guilt, and uncertainty.

You might be:

• Losing sleep worrying about your kids
• Afraid to open the mail or answer the door
• Wondering how you’ll ever catch up
• Feeling like you failed—even when the system failed you

You’re not the only one who feels this way. Falling behind on rent doesn’t define your character; it reflects the high cost of living, stagnant wages, and unexpected challenges life presents.

 

Where to Start If You’re Ready

If you’ve made it this far and you’re ready to take that first (or next) step, here’s exactly where to begin:

 

Eviction Defense Collaborative (EDC)

• • 976 Mission St., San Francisco, CA 94103

• Drop-In Hours: Mon, Tue, Wed, Fri — 10:00–11:30 AM & 1:00–2:30 PM

• Legal Help: (415) 659-9184 – legal@evictiondefense.org
• Rental Assistance: edcradco@evictiondefense.org

 

San Francisco ERAP (Emergency Rental Assistance Program)

• (415) 653-5744
• help@sferap.org

 

How to Navigate the System When You’re Overwhelmed

Completing applications, locating documents, making phone calls, and following up—it’s overwhelming, particularly when you’re under stress.

Here are a few small steps that can make a big difference:

 

Break it down.

You don’t have to do everything in one day. Just start with one thing:

• Contact EDC RADCo to get started.
• Fill out the application.
• Find your lease or ID.

 

Ask for help.

You don’t have to do it alone. Ask a friend to help you fill out a form, go to a drop-in center with you, or sit beside you while you call.

 

Use drop-in hours or hotlines.

Sometimes, talking to a human is easier than fighting a form. Our rental assistance program welcomes walk-ins—no appointment is needed. You can also send an email request to EDCRADCo@evictiondefense.org. To connect with our team specifically about rent subsidies, email subsidy@evictiondefense.org.

 

Collect Documentation (digital or physical).

Save every document and email. Write down who you spoke to and when. This will save you time later if you need to follow up or appeal.

 

Tip: If you’re neurodivergent, have health conditions or impairments, or are dealing with trauma, tell the staff. Many programs are open to supporting your needs—they just need to know.

 

Additional Supportive Resources

Not every program has funds available. That doesn’t mean you’re out of options. Here are some other resources that could help:

 

Security deposits or move-in help:

• Catholic Charities SF – (415) 972-1200

 

Utility bills:

• LIHEAP Energy Assistance through SFPES – (415) 416-6660 Ext. 402
• SFPUC Low-Income Discount – (415) 551-3000

 

Families with children:

• Hamilton Families – (415) 321-2612
• Homeless Prenatal Program – (415) 546-6756
• Compass Family Services – (415) 644-0504

 

Undocumented tenants:

• La Raza Centro Legal – (415) 575-3500
• San Francisco Tenants Union – (415) 282-6622

 

Tenant Counseling Services

If you’re looking for mental health support or counseling, explore these options:

• National Alliance on Mental Illness (NAMI): Mental health assistance for individuals experiencing eviction or housing instability.
  • Helpline: (800) 950-6264
• San Francisco Crisis Counseling Hotlines: Counseling and emotional support for distressed tenants.

 

Along with emotional support, valuable tenant counseling services offer advice and guidance through difficult housing situations. These organizations can assist you:

• Housing Rights Committee of San Francisco (HRCSF): Offers free legal counseling and tenant education.
  • Phone: (415) 703-8634
• San Francisco Tenants Union (SFTU): Offers tenants information about their rights and support for disputes.
  • Phone: (415) 282-6622

 

You Deserve to Stay Housed

The system may not be perfect. It may be frustrating, flawed, and slow, but you are not powerless. There are people in this city—caseworkers, advocates, neighbors—who care whether you get to keep your home. A rental assistance program can help, even if you’ve been denied or turned away.

So, take one step. Make one call. Send one email. You don’t have to do it all today, but you deserve support.

Still not sure where to start? Visit our office or give us a call. You don’t have to go through this alone.

Finding a new apartment after an eviction in San Francisco can feel overwhelming, especially in the city’s competitive rental market. High rent prices, strict tenant screening, and growing demand make securing housing difficult—but not impossible.

The good news is that you can rebuild your rental history and find stable housing with the right strategy.

In this guide, we’ll cover:

 

• How evictions affect your ability to rent
• Where to find eviction-friendly apartments in San Francisco
• How to strengthen your rental application
• Tenant rights and legal protections
• Resources for rental assistance

 

This guide will give you the tools to secure housing and move forward, whether you’re looking for second-chance apartments, private landlords, or government programs.

 

How Evictions in San Francisco Affect Rental History

An eviction can make finding housing more challenging, but it does not define your future. Understanding the process can help you navigate it and improve your chances of securing a home. Here’s what you need to know:

 

How Long Does an Eviction Stay on Your Record?

An eviction judgment can remain on your rental history and credit report for up to seven years. Most landlords and property management companies will see it during a background check, which can make renting more difficult. However, this is only true if the judgment is entered within 60 days of the lawsuit’s commencement. If the tenant does not respond on time to service of the unlawful detainer (eviction lawsuit), they will quickly get a default judgment, which can blemish their record for up to seven years. If the tenant files a timely response, even if they ultimately lose and a judgment is entered against them, this is unlikely to happen within 60 days, and the eviction will remain masked.

Even if the eviction does not appear on credit reports, unpaid debts (like rent or utilities) associated with it can be reported to credit bureaus. If the debt is sold to a collection agency, it will appear on your credit report as an unpaid bill, which can blemish your credit. 

 

How Do Evictions in San Francisco Impact Your Ability to Rent?

Many landlords consider eviction records a red flag due to concerns about missed payments, lease violations, or potential legal issues. This may result in:

• Higher security deposit requirements. However, under new California laws, a landlord can charge no more than one month’s rent as security, or twice the rent if they are a small landlord, owning at most two properties with no more than four units. A tenant’s eviction record does not change this. 
• Rejections from apartments with strict tenant screening policies.
• Challenges qualifying for rental assistance programs.

However, an eviction doesn’t mean you can’t find housing—it just requires the right approach.

 

Can an Eviction Be Removed from Your Record in San Francisco?

Yes, in some cases, you may be able to seal or expunge an eviction from your record, especially if:

• The case was filed in error
• The eviction was dismissed or settled
• You can prove extenuating circumstances

To start the process, you’ll need to petition the court. A tenant lawyer can help you navigate the process and improve your chances of success.

Remember that most eviction lawsuits in California are “masked” automatically as a matter of law. This means you do not need to be concerned about an eviction creating a public record unless a judgment was entered against you within the first 60 days after filing.

 

How Do Landlords Check for Evictions?

Most landlords screen tenants by checking:

• Tenant screening databases that track rental history (up to 7 years)
• Credit reports (evictions don’t appear, but unpaid rent in collections does)
• Court records for past unlawful detainer (eviction) filings

If you have an eviction on record, some tenant advocacy groups can help dispute errors or negotiate with landlords to improve your rental prospects.

 

Are There Programs That Help Tenants with Past Evictions Find Housing?

Yes! If an eviction is making it harder to rent, these programs may help:

• Nonprofit Housing Organizations – Groups like Catholic Charities SF and Compass Family Services help connect tenants with housing placement services.

Some landlords offer second-chance renting programs—ask nonprofits about landlords who accept tenants with past evictions.

 

How Does an Eviction Affect Your Credit Score?

An eviction itself does NOT appear on your credit report. However:

• Unpaid rent sent to collections can lower your credit score.
• A judgment from an eviction lawsuit may appear in public records, especially if it resulted from a default, which some landlords check.

If you have unpaid rent, consider negotiating a settlement or payment plan to prevent it from affecting your credit long-term.

 

Do All Landlords Reject Tenants with an Eviction on Record?

No! Not all landlords automatically deny tenants with an eviction. Some may approve you if you:

• Provide a co-signer
• Show proof of stable income & good rental history since the eviction

Be upfront about your situation and provide letters of recommendation from past landlords or employers to strengthen your rental application.

 

Where to Find Apartments That Accept Evictions in San Francisco

Evictions can make renting more difficult, but some landlords and programs offer second chances. You can find housing options that work for you with the right approach and resources. Here’s where to start:

 

Second-Chance Apartments

Some landlords specialize in second-chance leasing, offering rentals to tenants with evictions or poor credit. These apartments are designed to give renters a fresh start.

Recommended Resource: 

• San Francisco Second Chance Apartments – A service connecting renters with landlords who overlook past evictions.
• Ways2Rent – Provides second chance rental services for individuals with evictions, broken leases, and low credit scores. ​
• Second Chance Locators—This service assists renters with bad credit, broken leases, evictions, and criminal histories in finding apartments nationwide through the Second Chance Program. ​
• The Guarantors – Helps renters qualify for the rental they want by providing guarantees to property managers, offering a second chance to secure their dream home. ​

 

Private Landlords vs. Property Management Companies

Private landlords tend to be more flexible than large property management companies. They may be willing to overlook an eviction if you:

• Show proof of stable income
• Provide strong references from previous landlords or employers.

Conversely, property management companies typically have strict screening policies and may automatically reject applications with eviction records.

 

Finding Private Landlords Who Accept Evictions

• Craigslist – Many independent landlords list rentals here, often with more flexible requirements.
• Facebook Marketplace – Local rental listings where you can communicate directly with landlords.
• Zillow Rental Listings – Some private landlords use Zillow, and you can filter listings by owner-managed properties.

 

Overcoming Property Management Screening Barriers

• The Guarantors – A lease guarantee service that helps renters with past evictions get approved.

 

Affordable & Low-Income Housing Programs

Specific affordable housing programs have more lenient rental criteria and may accept tenants with past evictions in San Francisco. 

 

• Housing Choice Voucher Program (Section 8) – This program provides rental assistance to low-income individuals. It is currently closed to new applicants but periodically opens up with a lottery.
• Direct Access to Housing (DAH) – A San Francisco program helping individuals secure permanent supportive housing.
• Compass Family Services – Offers transitional and emergency housing assistance for families facing eviction.
• San Francisco Below Market Rate (BMR) Housing Program – This program offers affordable rental units with income-based pricing and has a waitlist.
• Homelessness & Supportive Housing (HSH) – Helps individuals at risk of eviction find stable housing.
• Homekey Program – Converts hotels into long-term affordable housing for people facing homelessness.
• Catholic Charities SF and Home Match – Provide rental assistance and housing services for low-income residents.

 

How to Strengthen Your Rental Application After Evictions in San Francisco

With the right approach, you can improve your chances of securing an apartment even if you have an eviction on your record.

 

Be Honest About Your Eviction

If a landlord asks about your eviction, transparency is key. Explain the situation, highlight how your circumstances have improved, and provide supporting documents such as proof of income or letters of recommendation.

 

Build a Strong Rental Application

To improve your chances of approval, prepare a renter’s resume that includes:

1. Proof of income (pay stubs, tax returns, or bank statements).
2. A letter of explanation addressing the eviction and your financial stability.
3. References from previous landlords or employers.
4. A co-signer or guarantor, if possible.

 

Improve Your Credit Score

If your eviction impacted your credit, take steps to repair your score by:

• Paying off any outstanding rental debt.
• Avoiding late payments on current bills.
• Keeping credit utilization low.

 

Legal Rights & Tenant Protections in San Francisco

San Francisco has strong tenant protections to prevent discrimination and unlawful eviction practices.

 

Know Your Tenant Rights

• Landlords cannot reject tenants based on past evictions if it violates fair housing laws.
• Renters have the right to legal representation if facing eviction.

 

Helpful Organizations:

• Eviction Defense Collaborative (EDC) – We provide legal support and rental assistance.
• San Francisco Tenants Union (SFTU) – This offers tenant rights education and counseling.
• Bay Area Legal Aid – Assists low-income tenants with eviction-related cases.

 

Emergency Rental Assistance Programs

If you’re struggling with rent or facing eviction again, rental assistance programs may provide financial relief.

• San Francisco Emergency Rental Assistance Program (ERAP) – This helps tenants cover overdue rent payments.
• Seasons of Sharing Fund – This fund offers one-time financial aid for rent and utilities.
• EDC’s RADco – We help San Francisco tenants who have fallen behind on rent due to temporary financial setbacks.

 

Frequently Asked Questions (FAQ)

Navigating eviction and rental challenges can be overwhelming, but you’re not alone. Here are answers to some of tenants’ most common questions about evictions, rental history, and finding housing in San Francisco.

 

Can I rent an apartment in San Francisco with an eviction on my record?

Yes! While it may be more challenging, many landlords, second-chance apartments, and assistance programs can help you secure housing.

 

How can I improve my chances of getting approved for an apartment?

• Get a co-signer or guarantor.
• Provide proof of stable income.
• Apply with private landlords instead of property management companies.

 

Are there legal protections for renters who have evictions in San Francisco?

Yes! Tenant advocacy organizations like EDC provide free resources to help tenants understand their rights.

 

Do all landlords check eviction history?

Most large property management companies run the tenant screening reports, but private landlords or smaller rental owners may not use these services and are more likely to work with you.

 

Can I still get rental assistance if I have an eviction?

Yes! Programs such as Section 8, Direct Access to Housing (DAH), and Compass Family Services provide rent and housing aid to tenants with past evictions. Don’t hesitate to apply!

 

Key Takeaways

Finding apartments after evictions in San Francisco can be challenging but not impossible. You can secure a stable home and rebuild your rental history by searching for second-chance rentals, working with private landlords, using financial aid programs, and strengthening your rental application.

Next Steps:

1. Contact us for legal advice.
2. Apply for our rental assistance program if needed.
3. Be proactive—start your apartment search today!

Need personalized guidance? Contact us today for expert advice and eviction support in San Francisco.

If you’re struggling to pay rent or facing eviction in San Francisco, you are not alone—help is available. Several programs provide emergency rental assistance, legal aid, and eviction prevention resources.

 

Funds are limited, and acting fast is key! This guide will help you:

• Find out if you qualify for rental assistance
• Apply step by step (including detailed instructions for EDC)
• Get legal help if you’re already facing eviction
• Know what to do if you’re denied assistance
• Find alternative support if you don’t qualify

 

If you have received an eviction notice, call us immediately at (415) 659-9184 or visit our office at 976 Mission St., SF.

 

How to Apply for Emergency Rental Assistance in San Francisco

Applying for rental assistance can feel overwhelming, but breaking it down into clear, manageable steps makes the process easier. Below, we’ll walk you through exactly how to apply for emergency rental assistance in San Francisco.

 

Determine Your Eligibility

Before applying for rental assistance, ensure you meet the basic requirements. Each program has different guidelines, but in general, you may qualify if you:

• Live in San Francisco (some programs require proof of residency)
• Are experiencing financial hardship, such as:
  • Job loss or reduction in work hours
  • Unexpected medical expenses
  • Increase in rent or other housing costs
  • Domestic violence or other emergency situations
• Owe back rent or need help with move-in costs
• Meet income requirements (varies by program, typically low to moderate income)
• Are at risk of eviction or homelessness

 

Special Considerations:

• Not on the lease? You may still qualify! If you’re a roommate, subtenant, or renting informally, you’ll need:
  • Mail or bills showing your name at the residence
  • Rent receipts or a signed statement from the primary tenant or landlord

 

Gather Required Documents

Once you confirm eligibility, the next step is collecting the necessary paperwork. Having these documents ready before you apply can speed up the process and prevent delays.

 

Most programs require the following:

• Proof of Identity (ID)
  • Driver’s license, passport, or SF City ID
  • Consular ID (for non-U.S. citizens)

 

Don’t have a government-issued ID? Some programs may accept an alternative, such as a work or student ID.

• Proof of San Francisco Residency
  • Lease agreement or rental contract
  • Recent utility bill (PG&E, water, internet) with your name & address
  • Official mail (bank statements, medical bills, etc.)

 

Renting informally? If you don’t have a lease, provide:

• A signed statement from your landlord or primary tenant confirming you pay rent
• Mail addressed to you at the residence

 

• Proof of Income
  • Recent pay stubs or employment verification letter
  • Tax returns (1040 form) or W-2s
  • Unemployment benefits letter
  • Social Security, disability, or pension statements
  • Bank statements showing direct deposits of income

 

No formal income? Some programs accept self-declaration of income if you are paid in cash or work informally.

• Proof of Financial Hardship
  • Termination letter or proof of job loss
  • Medical bills or doctor’s note for illness-related income loss
  • Court orders (restraining orders, divorce papers, etc.) for domestic violence survivors
  • Any other documentation showing why you cannot afford rent

 

• Eviction Notice (If Applicable)
  • Notice to Pay or Quit (for unpaid rent)
  • Summons & Complaint (if the landlord has already filed an eviction lawsuit)
  • Any legal documents from your landlord or the court

 

Call us immediately at (415) 659-9184 if you receive an eviction notice.

 

• Other Supporting Documents (May Be Required)
  • Rent ledger (list of rent payments from your landlord)
  • Proof of utility debt (if requesting assistance for unpaid bills)
  • Bank statements to verify financial hardship

 

Pro Tip: Scan or take clear photos of your documents for faster online applications. If you don’t have a scanner, free apps like Adobe Scan or CamScanner can turn photos into PDFs.

 

Apply for Emergency Rental Assistance

Once you confirm eligibility, apply ASAP. Funds are limited, and demand is high.

 

San Francisco Emergency Rental Assistance Program (SF ERAP)

📞 Call: (415) 653-5744

📧 Email: help@sferap.org

 

Eviction Defense Collaborative (EDC) – Rental Assistance & Legal Aid

📞 Call: (415) 659-9184

📧 Email (rental assistance): edcradco@evictiondefense.org

📧 Email (legal aid): legal@evictiondefense.org

🏢 In-Person: 976 Mission St., SF

⏳ Drop-in hours: Monday, Tuesday, Wednesday, Friday: 10:00 a.m. – 11:30 a.m. & 1:00 p.m. – 2:30 p.m.

📌 Pro Tip: Apply as soon as possible! Some programs run out of funds quickly.

 

Follow Up on Your Application

After submitting your rental assistance application, staying proactive ensures your request is processed. Some programs receive high volumes of applications, so following up can prevent delays or missing out on funding.

 

• How Long Does It Take to Get a Response?
  • SF ERAP: Weeks to months due to high demand and limited funding
  • EDC Rental Assistance (RADCo): Typically faster but depends on fund availability
  • Tip: If you haven’t heard back within 1-2 weeks, call or email the program directly to check your status.

 

• How to Check Your Application Status
  • Look for confirmation emails – Some programs send application status updates via email.
  • Call the program’s helpline – Be ready with your application number and submission date.
  • Check your voicemail & spam folder – Some organizations may reach out for missing documents.
  • Tip: If you are missing any documents, submit them ASAP to avoid delays.

 

Seek Legal Help if Facing Eviction

If your landlord has given you an eviction notice, take action immediately. Do not ignore it! In many cases, tenants who do not respond within the legal deadline automatically lose their case—even if the eviction is unfair or illegal.

 

Understand Your Eviction Notice & Deadline to Respond

Your landlord must give you official written notice before filing an eviction lawsuit. Different types of notices require different responses:

• Notice to Pay or Quit (3-day notice) – Given for unpaid rent. You must pay or take legal action within 3 days.
• Notice to Cure or Quit (3-day notice) – Given for violating lease terms. You have 3 days to fix the issue or contest it.
• 30-day or 60-day Notice to Vacate – Given for no-fault evictions (such as owner move-ins). You may have tenant rights to fight it.
• Summons & Complaint (Eviction Lawsuit) – If your landlord files an eviction case in court, you must file a legal response within ten business days.

 

*IMPORTANT NOTE: You do not have to leave your unit during these notice stages. Do not self-evict! After the notice period ends, your landlord must serve you with a summons and complaint.

Tip: If you get a Summons & Complaint, you have TEN DAYS to respond—get legal help immediately!

 

Free & Low-Cost Legal Help for Tenants in SF

If you’ve received any eviction notice, contact a tenant lawyer right away:

 

Eviction Defense Collaborative (EDC) – Free & low-cost legal defense

📞 Call: (415) 659-9184

📧 Email: legal@evictiondefense.org

🏢 Visit: 976 Mission St., SF

⏳ Drop-in hours: Monday, Tuesday, Wednesday, Friday 10:00 a.m. – 11:30 a.m. & 1:00 p.m. – 2:30 p.m.

 

San Francisco Rent Board – Helps mediate disputes & provides tenant protections

📞 Call: (415) 252-4600

 

San Francisco Tenants Union – Offers tenant rights counseling & advocacy

📞 Call: (415) 282-6622

 

Tip: Even if you are behind on rent, you may still have rights that prevent eviction—always consult a tenant lawyer before moving out.

 

How to Apply for Rental Assistance Through EDC (Step-by-Step)

If you wish to apply with us for rental assistance, follow these steps:

 

Check If You Qualify for EDC Assistance

EDC helps tenants who:

• Live in San Francisco
• Have a financial hardship (job loss, medical emergency, reduced work hours)
• Owe back rent (priority given to those facing eviction)
• Meet income requirements

 

Pro Tip: If you are already facing eviction, we provide free legal aid to fight your case.

 

Gather Required Documents

• Government-issued ID (Driver’s license, passport)
• Proof of SF residency (Lease agreement, utility bill)
• Eviction notice (if applicable) or rent demand letter from the landlord
• Proof of income (Pay stubs, benefits, tax returns)
• Bank statements (to verify financial hardship)

 

Tip: If you’re missing documents, contact us—we may accept alternative proof.

 

Submit Your Application

• Email: edcradco@evictiondefense.org
• By Phone: Call (415) 470-5211
• In-Person: Visit 976 Mission St., SF
• Drop-in hours:
  • Monday, Tuesday, Wednesday, Friday
  • 10:00 AM – 11:30 AM & 1:00 PM – 2:30 PM

 

Tip: Funds are limited, so apply ASAP if you qualify!

 

Follow Up on Your Application

• Check your email and phone for updates
• If you haven’t heard back in 1-2 weeks, call EDC
• Keep records of your application number & submission date

 

Pro Tip: If denied, ask why. You may be able to appeal or find alternative assistance.

 

What to Do If Your Rental Assistance Application Is Denied

Being denied rental assistance can feel overwhelming, but don’t panic—you still have options. Many tenants get denied due to missing paperwork, high demand, or eligibility issues, but there are steps you can take to appeal, find alternative funding, or delay eviction.

 

Find Out Why You Were Denied

Before taking your next steps, ask the program why your application was denied. Some common reasons include:

• Missing documents – Your application may have been incomplete.
• Exceeded income limits – Your household income may be too high.
• Limited funding – Some programs run out of funds before they can help everyone.
• Not meeting eligibility criteria – You may not have met specific requirements for aid.

 

Quick Action: Call or email the program that denied your application and ask:

• What was the reason for the denial?
• Can I appeal or submit the missing documents?
• Are there any other assistance programs I qualify for?

 

Appeal or Reapply (If Possible)

Some programs allow you to appeal a denial or submit additional documentation.

• SF ERAP (Emergency Rental Assistance Program) – You may be able to appeal if denied due to missing documents or incorrect information. Call (415) 653-5744 to ask about an appeal.
• EDC Rental Assistance (RADCo) – If funding allows, you may reapply or request reconsideration. Call (415) 659-9184 to check your options.

 

Tip: If you were denied due to income limits, you can apply for nonprofit and faith-based rental assistance instead (see below).

 

Apply for Alternative Financial Assistance

Even if SF ERAP or EDC denies you, other organizations may help.

 

Jewish Family and Children’s Services (JFCS) – Emergency Grants

📞 Call: (415) 449-1200

 

Catholic Charities SF – Rental Assistance & Security Deposit Help

📞 Call: (415) 972-1200

 

Hamilton Families (For Families with Children)

📞 Call: (415) 614-9060

 

Compass Family Services – Rental & Deposit Assistance (For Homeless Families)

📞 Call: (415) 644-0504

 

Tip: Some programs also help with security deposits and utility bills—ask about additional services.

 

What If You Need Help Right Now?

If you are days or hours away from eviction or homelessness, take action immediately. You still have options, but time is critical.

 

Call Emergency Housing Assistance Services

• Call 311 – SF’s Housing Hotline can connect you with emergency shelter, legal help, and rental assistance.
• Call the Eviction Defense Collaborative (EDC): (415) 659-9184 – If you’ve received an eviction notice, get free legal help NOW.
• Call Bay Area Legal Aid: (800) 551-5554 – If you’re a senior, disabled, or veteran, you may have special protections to prevent eviction.
• Call SF Homeless Outreach Team (SF HOT): (628) 652-8000 – Helps individuals connect to shelter, medical care, and housing resources.
• Call Adult Coordinated Entry (ACE): (415) 487-3300 ext. 7000 – Helps single adults access shelters and housing programs.

 

Tip: If you have an eviction notice, you may only have 5 days to respond. Call a legal aid service immediately.

 

Find Emergency Shelter or Temporary Housing

If you need somewhere to stay tonight, check these options:

 

San Francisco Homeless Outreach Team (SF HOT)

📞 Call: (628) 652-8000 – Can help find immediate shelter or support services.

 

SF Department of Homelessness and Supportive Housing

📞 Call: (415) 252-3232 – Can assist with emergency shelter placements.

 

Hamilton Families (For Families with Children)

📞 Call: (415) 614-9060 – Helps families find temporary and permanent housing solutions.

 

Tip: If you need a safe place to stay the night, call 311 or SF HOT to be directed to a shelter.

 

Request Emergency Rental Assistance (Even If You Think It’s Too Late)

Even if you are on the brink of eviction, apply for rental assistance immediately—funds may still be available.

Tip: If rental assistance is denied or delayed, you may still qualify for tenant protections or legal defenses against eviction. Always check with a tenant lawyer before leaving your home.

 

Know Your Rights – You May Have Legal Protections

San Francisco has strong tenant protections—you may still have legal grounds to stop your eviction:

• If your eviction is COVID-19 related, you may qualify for additional protections.*
• If you are a senior, disabled, or veteran, special eviction protections may apply. Call Bay Area Legal Aid at (800) 551-5554.
• If your landlord harasses you, changes locks, or shuts off utilities, it is illegal. Call the SF Rent Board at (415) 252-4600. Illegal eviction tactics include:

• • Changing the locks or shutting off utilities
  • Threatening or intimidating you
  • Removing your belongings without a court order
  • Giving an invalid or fraudulent eviction notice

 

*PLEASE NOTE: If the rent owed was accrued between March 1, 2020, and September 30, 2021, then tenants who submitted a COVID-19 declaration of financial distress might still have protections. Landlords could pursue this debt in small courts but not through eviction. As of now, 2025, most COVID-19-specific protections have expired. The city’s eviction moratorium concluded in August 2023. If you have a small claims court proceeding due to COVID-19-related rent owed, please contact Bay Area Legal Aid at (800) 551-5554.

Tip: Never leave voluntarily without checking your legal options—you may lose tenant protections.

 

Negotiate With Your Landlord (If Possible)

If you haven’t been evicted yet, try working out an emergency payment plan with your landlord:

• Offer a partial payment – Some landlords prefer receiving some money now instead of waiting for eviction.
• Show proof of rental assistance applications – If you’ve applied for aid, provide proof and ask for an extension.
• Get everything in writing – If your landlord agrees to a delay or payment plan, document it.

 

Tip: If your landlord refuses to negotiate, call the SF Rent Board at (415) 252-4600—they offer free mediation services for tenant disputes.

 

Need Help With Utility Bills?

If you’re struggling with rent, you may also need help with electricity, gas, or water:

 

LIHEAP (Low-Income Home Energy Assistance Program)

It helps pay for electricity, gas, and water bills

📞 Call: National Energy Assistance Referral (NEAR) at (866) 674-6327.

 

SF Public Utilities Commission (SFPUC) Discounts

Help with water and sewer bills for low-income households

📞 Call: (415) 551-3000

 

Take Action Now—Help is Available

If you’re struggling to pay rent or facing eviction in San Francisco, you don’t have to go through this alone. Some programs can provide rental assistance, legal aid, and emergency housing support—but acting quickly is essential.

Whether you need help applying for rental assistance, legal support to fight an eviction, or guidance on your tenant rights, we are ready to help you today.

 

Get Assistance Now

🏠 Need Rental Assistance? Email RADCo at edcradco@evictiondefense.org for help with back rent.

⚖ Received an Eviction Notice? Call our Legal Assistance Line at (415) 659-9184 or email legal@evictiondefense.org for urgent legal support.

📍 Visit Us In Person: 976 Mission St., San Francisco, CA 94103

• Drop-In Hours: Monday, Tuesday, Wednesday, and Friday: 10:00 a.m. – 11:30 a.m. and 1:00 p.m. – 2:30 p.m.

 

Don’t wait until it’s too late! The sooner you reach out, the more options you’ll have to stay in your home and get the help you need. 

If you’re unsure where to start, call us at (415) 659-9184. Our team is here to guide you every step of the way.